115 E Oak St, Coal City, IL 60416 Property Records

Grundy County property record for 115 E Oak St, Coal City, IL 60416

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 672 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Nov 2022)
Tax Bill$2,552 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-152-002

Property Details

APN / Parcel Number

Primary APN09-02-152-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area672 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 E OAK ST
CityCOAL CITY
StateIL
Zip60416-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG TN COAL CITY LT 10 BLK 41 SEC 2-32-8
Legal Range08W
Legal Township32N
Legal Section02
Legal SubdivisionCOAL CITY
Legal Block41
Legal Lot Number10
JurisdictionGRUNDY IL
Township / Civil DivisionBRACEVILLE
Census Block Group2
Census Block2006
Census Tract800

Owner

115 E Oak St is owned and occupied by an individual who bought it in November 2022.

Source: Grundy County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address115 E OAK ST, COAL CITY, IL 60416-1736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2022 · Amount on File
Deed SaleNov 3, 2022 · Amount on File
Deed Document Number2022616606
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateNov 3, 2022
Property Address115 E OAK ST, COAL CITY, IL 60416-1736
Document Number0000616606
Map ReferenceBK A PG 98
Instrument DateOct 28, 2022
Instrument616606
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$266.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E OAK ST, COAL CITY, IL 60416-1736

Mortgage

Document Number0000616607
DateNov 3, 2022
Instrument616607
Lender
NameHOMETOWN LENDERS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 115 E Oak St was $2,552 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionBraceville Township
MunicipalityCoal City Village
Unified School DistrictCoal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,552.00$35,702 Land $7,794 Building $27,908$107,106 Land $23,382 Building $83,724
2022$1,663.00 Homeowner's exemption$29,268 Land $6,390 Building $22,878$87,804 Land $19,170 Building $68,634

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOAL CITY
serves 5,845 people · EPA ID IL0630200
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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