140 E Oak St, Coal City, IL 60416 Property Records

Grundy County property record for 140 E Oak St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	3 bd · 988 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-107-009`

Property Details

APN / Parcel Number

Primary APN	`09-02-107-009`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	140 E OAK ST
City	COAL CITY
State	IL
Zip	60416-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS SUB OF PT N1/2 NW1/4 SEC 2-32-8, E6' LT 6 & LT 5 (EX E11') BLK 12 SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	ASSESSORS SUBDIVISION
Legal Block	12
Legal Lot Number	5-6
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2007
Census Tract	800

Owner

140 E Oak St is owned and occupied by an individual who acquired it in October 2014.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	140 E OAK ST, COAL CITY, IL 60416-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2014
Transfer Doc	0000550219
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	140 E OAK ST, COAL CITY, IL 60416-1737
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000580765
Date	Oct 23, 2018
Instrument	580765

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	140 E OAK ST, COAL CITY, IL 60416-1737
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588154
Date	Oct 23, 2019
Instrument	588154

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	140 E OAK ST, COAL CITY, IL 60416-1737
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	CITYWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602968
Date	Apr 30, 2021
Instrument	602968

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 140 E Oak St was $3,569 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00	$49,928 Land $10,851 Building $39,077	$149,784 Land $32,553 Building $117,231
2022	$2,497.00 Homeowner's exemption	$40,929 Land $8,895 Building $32,034	$122,787 Land $26,685 Building $96,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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