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95 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 95 E Emerson St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,938 sqft · built 1957
Lot Size0.204 acres (8,900 sqft)
OwnerCompany Name on Record
Tax Bill$36 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN575-500-14-00

Property Details

APN / Parcel Number

Primary APN575-500-14-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area1,938 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,900 sqft (0.204 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address95 E EMERSON ST
CityCHULA VISTA
StateCA
Zip91911-3547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 14 TR 003220
Legal SubdivisionBELLA VISTA HEIGHTS
Legal Tract003220
Legal Block2
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract13302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address95 E EMERSON ST, CHULA VISTA, CA 91911-3547
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 27, 2020Quit Claim Deed, Transfer
CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 12, 2020
Transfer Doc0000489653
Record UpdatedSep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2020
Property Address95 E EMERSON ST, CHULA VISTA, CA 91911-3547
Document Number0000486478
Map ReferenceMAP 3220
Instrument DateAug 21, 2020
Instrument2020-0486478
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address95 E EMERSON ST, CHULA VISTA, CA 91911-3547

Mortgage

Document Number0000486479
DateAug 26, 2020
Instrument2020-0486479
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2030

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 27, 2020
Property Address95 E EMERSON ST, CHULA VISTA, CA 91911-3547
Document Number0000489653
Instrument DateAug 12, 2020
Instrument489653
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address95 E EMERSON ST CHULA VISTA CA 919113547, CHULA VISTA, CA 91911-3547

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$136,902 (+2%) Land $21,405 Building $115,497
2025$36.00 (+12.5%)$134,219 (+4.04%) Land $20,986 Building $113,233
2023$32.00 (-86.99%)$129,009 Land $20,172 Building $108,837
2022$246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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