90 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 90 E Emerson St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1957
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$879,000 (Jul 2025)
Tax Bill	$997 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`575-500-09-00`

Property Details

APN / Parcel Number

Primary APN	`575-500-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	90 E EMERSON ST
City	CHULA VISTA
State	CA
Zip	91911-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 TR 003220
Legal Subdivision	BELLA VISTA HEIGHTS
Legal Tract	003220
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	13302

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Deed Document Number	2025204642
Prior Transfer Date	Oct 8, 2005
Prior Transfer Doc	0000015643
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545
Document Number	0000093906
Instrument Date	Mar 31, 2026
Instrument	202693906
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545

Mortgage

Document Number	0000093906,
Date	Apr 6, 2026
Instrument	202693906

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545

Mortgage

Document Number	0000019754
Date	Jan 24, 2024
Instrument	2024-0019754

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545

Mortgage

Document Number	0000760603
Date	Nov 30, 2020
Instrument	2020-0760603

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	90 E EMERSON ST, CHULA VISTA, CA 91911-3545
Document Number	0000342631
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E EMERSON ST CHULA VISTA CA 919113545, CHULA VISTA, CA 91911-3545

Mortgage

Document Number	0000342631
Date	Aug 14, 2019
Instrument	342631

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,000 (+899.3%) Land $650,000 Building $229,000
2025	$997.00 (+3.85%) Homeowner's exemption	$87,962 (+4.04%) Land $20,067 Building $67,895
2024	$960.00 (+1.69%)
2023	$944.00 (+3.06%) Homeowner's exemption	$84,548 Land $19,289 Building $65,259
2022	$916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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