96 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 96 E Emerson St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,480 sqft · built 1957
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (Dec 2000)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-500-12-00`

Property Details

APN / Parcel Number

Primary APN	`575-500-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 E EMERSON ST
City	CHULA VISTA
State	CA
Zip	91911-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 TR 003220
Legal Subdivision	BELLA VISTA HEIGHTS
Legal Tract	003220
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	13302

Owner

96 E Emerson St is held in a trust since December 2000.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	93 E EMERSON ST, CHULA VISTA, CA 91911-3547
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Jul 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2000 · Amount on File
Deed Sale	Dec 6, 2000 · Amount on File
Deed Document Number	2000662084
Prior Transfer Date	Jun 25, 1997
Prior Transfer Doc	0000316774
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2026
Property Address	96 E EMERSON ST, CHULA VISTA, CA 91911-3545
Document Number	0000141089
Instrument Date	May 14, 2026
Instrument	2026141089
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	93 E EMERSON ST, CHULA VISTA, CA 91911-3547

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	96 E EMERSON ST, CHULA VISTA, CA 91911-3545
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 E EMERSON ST, CHULA VISTA, CA 91911-3545

Mortgage

Document Number	0000359146
Date	Dec 19, 2025
Instrument	2025-0359146

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	96 E EMERSON ST, CHULA VISTA, CA 91911-3545
Document Number	0000292728
Map Reference	MAP 3220
Instrument Date	Jul 13, 2018
Instrument	2018-0292728
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E EMERSON ST, CHULA VISTA, CA 91911-3547

Mortgage

Document Number	0000292729
Date	Jul 18, 2018
Instrument	2018-0292729

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 96 E Emerson St was $3,531.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,369 (+2%) Land $72,681 Building $234,688
2025	$3,531.00 Homeowner's exemption	$301,343 Land $71,256 Building $230,087
2023	$3,357.00 (+3.01%) Homeowner's exemption	$289,643 Land $68,490 Building $221,153
2022	$3,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 E Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 96 E Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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