95 Cypress St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 95 Cypress St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,022 sqft · built 1929
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (May 2022)
Tax Bill	$15,978 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00207-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`12-00207-0000-00006`
Alternative APNs	`120020700006` `07041`

Interior

Stories	2 Stories
Building Area	2,022 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	95 CYPRESS ST
City	MILLBURN
State	NJ
Zip	07041-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Block	207
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3003
Census Tract	20200

Owner

95 Cypress St is owned and occupied by two individuals who bought it in May 2022.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 CYPRESS ST, MILLBURN, NJ 07041-2027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	202247957
Record Updated	Oct 29, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	May 13, 2022
Property Address	95 CYPRESS ST, MILLBURN, NJ 07041-2027
Document Number	0000047957
Instrument Date	May 9, 2022
Instrument	2022047957
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 SOUTH RD, 900, HARWINTON, CT 06791-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CYPRESS ST, MILLBURN, NJ 07041-2027

Mortgage

Document Number	0000047958
Date	May 13, 2022
Instrument	2022047958

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	95 CYPRESS ST, MILLBURN, NJ 07041-2027
Document Number	0000080558
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	CLOSING PARTNER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 CYPRESS ST MILLBURN NJ 070412027, MILLBURN, NJ 07041-2027

Mortgage

Document Number	0000080558
Date	Aug 20, 2020
Instrument	80558

Lender

Name	CREDIT UNION/NJ
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 95 Cypress St was $15,978, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,200 (+5.66%) Land $480,100 Building $356,100	$836,200 (+5.66%) Land $480,100 Building $356,100
2025	$15,978.00 (+1.87%)	$791,400 Land $480,100 Building $311,300	$791,400 Land $480,100 Building $311,300
2024	$15,685.00
2023		$791,400 Land $480,100 Building $311,300	$791,400 Land $480,100 Building $311,300
2022	$15,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cypress St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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