99 Cypress St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 99 Cypress St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,990 sqft · built 1951
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$1,129,999 (Aug 2024)
Tax Bill	$15,688 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00207-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-00207-0000-00004`
Alternative APNs	`120020700004` `07041`

Interior

Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Stucco
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	99 CYPRESS ST
City	MILLBURN
State	NJ
Zip	07041-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Subdivision	TOWNSHIP/MILLBURN
Legal Block	207
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3003
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 CYPRESS ST, MILLBURN, NJ 07041-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	202446571
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 28, 2021
Property Address	99 CYPRESS ST, MILLBURN, NJ 07041-2027
Document Number	0000151390
Instrument Date	Sep 28, 2021
Instrument	2021151390
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CAROLINE FOSTER CT, 19, MORRISTOWN, NJ 07960-2775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CYPRESS ST, MILLBURN, NJ 07041-2027

Mortgage

Document Number	0000151391
Date	Dec 28, 2021
Instrument	2021151391

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	99 CYPRESS ST, MILLBURN, NJ 07041-2027
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021076832
Date	Jun 23, 2021
Instrument	2021076832

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAKLAND, NJ 07436

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,000 (-) Land $480,100 Building $296,900	$777,000 (-) Land $480,100 Building $296,900
2025	$15,688.00 (+11.1%)	$777,000 (+9.05%) Land $480,100 Building $296,900	$777,000 (+9.05%) Land $480,100 Building $296,900
2024	$14,121.00 (+2.01%)
2023		$712,500 Land $480,100 Building $232,400	$712,500 Land $480,100 Building $232,400
2022	$13,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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