88 Cypress St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 88 Cypress St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1923
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,290,000 (Sep 2021)
Tax Bill	$23,828 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00206-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`12-00206-0000-00016`
Alternative APNs	`120020600016` `07041`

Interior

Stories	2 Stories
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	88 CYPRESS ST
City	MILLBURN
State	NJ
Zip	07041-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X200
Legal Block	206
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3004
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 CYPRESS ST, MILLBURN, NJ 07041-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage USALLIANCE FCU
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage ADVANCED FIN'L FCU
Aug 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2021117712
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0000079714
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 24, 2021
Property Address	88 CYPRESS ST, MILLBURN, NJ 07041-2029
Document Number	2021117712
Instrument Date	Sep 20, 2021
Instrument	2021117712
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 DANIELS DRIVE, 369, CLIFTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 CYPRESS ST, MILLBURN, NJ 07041-2029

Mortgage

Document Number	2021117717
Date	Sep 24, 2021
Instrument	2021117717

Lender

Name	USALLIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 21, 2020
Property Address	88 CYPRESS ST, MILLBURN, NJ 07041-2029
Document Number	0000128023
Instrument Date	Oct 2, 2020
Instrument	128023
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	HOMETOWN TITLE INSURANCE AGENCY, HOMETOWN TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DANIELS DR CLIFTON NJ 070134105, CLIFTON, NJ 07013-4105

Mortgage

Document Number	128024
Date	Dec 21, 2020
Instrument	128024

Lender

Name	ADVANCED FIN'L FCU
Type	Credit Union
Address	NEW PROVIDENCE, NJ 07974

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 24, 2019
Property Address	88 CYPRESS ST, MILLBURN, NJ 07041-2029
Document Number	0000079714
Instrument Date	Jun 17, 2019
Instrument	79714
Transaction Type	Foreclosure
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,180,200 (-) Land $490,300 Building $689,900	$1,180,200 (-) Land $490,300 Building $689,900
2025	$23,828.00 (+1.87%)	$1,180,200 (-) Land $490,300 Building $689,900	$1,180,200 (-) Land $490,300 Building $689,900
2024	$23,391.00 (+2.01%)
2023		$1,180,200 Land $490,300 Building $689,900	$1,180,200 Land $490,300 Building $689,900
2022	$22,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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