Lake County property record for 95 Clay Ct, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,276 sqft · built 2017 |
| Lot Size | 1.02 acres (44,558 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Jul 2017) |
| Tax Bill | $39,465 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-412-054 |
| Primary APN | 12-20-412-054 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,276 sqft Living Area |
| Gross Area | 7,585 sqft |
| 1st Floor Area | 2,231 sqft |
| Upper Floors Area | 2,045 sqft |
| Basement Area | 2,231 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 44,558 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 1,078 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95 CLAY CT |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIMBLEDON ESTATES OF LAKE BLUFF SUB; LOT 3 |
| Legal Subdivision | WIMBLEDON ESTATES OF LAKE BLUFF SUB |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 12, 2017 | Grant Deed, Transfer PRIME LNDG |
| May 12, 2017 | Trustee's Deed, Construction Loan · Line of Credit EVERGREEN BK GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Document Number | 20177410448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 95 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007712422 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 7712422 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Month LIBOR |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 12, 2017 |
| Property Address | 95 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Number | 0007410448 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 7410448 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 PERRY LN NEWTOWN PA 189401153, NEWTOWN, PA 18940-1153 |
| Document Number | 7410450 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 7410450 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 12, 2017 |
| Property Address | 95 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Instrument Date | May 10, 2017 |
| Instrument | 7394337 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 1, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 SALT CREEK LN HINSDALE IL 605218605, HINSDALE, IL 60521-8605 |
| Document Number | 0007394337 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 7394337 |
| Name | EVERGREEN BK GRP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 11, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524,948 (-0.69%) Land $91,297 Building $433,651 | $1,575,001 (-0.69%) Land $273,918 Building $1,301,083 | |
| 2024 | $39,465.00 (+32.88%) | ||
| 2023 | $29,699.00 (+3.6%) | $528,600 (+20.09%) Land $78,725 Building $449,875 | $1,585,959 (+20.09%) Land $236,199 Building $1,349,760 |
| 2022 | $28,667.00 | $440,152 Land $65,552 Building $374,600 | $1,320,588 Land $196,676 Building $1,123,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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