Lake County property record for 25 Clay Ct, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,627 sqft · built 2016 |
| Lot Size | 1.04 acres (45,533 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,715,000 (Jun 2026) |
| Tax Bill | $36,625 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-412-056 |
| Primary APN | 12-20-412-056 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,627 sqft Living Area |
| Gross Area | 9,376 sqft |
| 1st Floor Area | 2,715 sqft |
| Upper Floors Area | 2,912 sqft |
| Basement Area | 2,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 45,533 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 1,034 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 CLAY CT |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIMBLEDON ESTATES OF LAKE BLUFF SUB; LOT 1 |
| Legal Subdivision | WIMBLEDON ESTATES OF LAKE BLUFF SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 863202 |
Source: Lake County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Jan 14, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2018 | Loan Modification, Mortgage · Line of Credit PRIVATEBANK & TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Dec 13, 2016 · Amount on Record |
| Deed Document Number | 20268173092 |
| Prior Transfer Date | Jan 14, 2026 |
| Prior Transfer Doc | 0008144387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 3, 2026 |
| Property Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Number | 0008173092 |
| Instrument Date | May 22, 2026 |
| Instrument | 20268173092 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259,822.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Number | 0008173093, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20268173093 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 14, 2026 |
| Property Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Number | 0008144387 |
| Map Reference | DOC 6419357 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 8144387 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 8, 2018 |
| Property Address | 25 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 7504518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21 ABERDEEN CT BANNOCKBURN IL 600151573, BANNOCKBURN, IL 60015-1573 |
| Investor | Possibly a Property Investor |
| Document Number | 0007504518 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 7504518 |
| Name | PRIVATEBANK & TR |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,625.00 (-1.22%) | $559,148 (+3.79%) Land $89,491 Building $469,657 | $1,677,612 (+3.79%) Land $268,500 Building $1,409,112 |
| 2024 | $37,077.00 (+7.11%) | $538,730 (+8.48%) Land $86,223 Building $452,507 | $1,616,352 (+8.48%) Land $258,695 Building $1,357,657 |
| 2023 | $34,616.00 (+4.9%) | $496,617 (+1.49%) Land $79,483 Building $417,134 | $1,490,000 (+1.49%) Land $238,473 Building $1,251,527 |
| 2022 | $33,000.00 | $489,338 Land $66,183 Building $423,155 | $1,468,161 Land $198,569 Building $1,269,592 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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