Lake County property record for 90 Clay Ct, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,855 sqft · built 2020 |
| Lot Size | 1 acres (43,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (May 2017) |
| Tax Bill | $30,115 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-412-050 |
| Primary APN | 12-20-412-050 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,855 sqft Living Area |
| Gross Area | 5,314 sqft |
| 1st Floor Area | 1,647 sqft |
| Basement Area | 1,471 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 43,590 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 988 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 90 CLAY CT |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIMBLEDON ESTATES OF LAKE BLUFF SUB; LOT 5 |
| Legal Subdivision | WIMBLEDON ESTATES OF LAKE BLUFF SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 863202 |
90 Clay Ct is owned by two individuals who bought it in May 2017.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3417 N OAKLEY AVE, CHICAGO, IL 60618-6009 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 27, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage COUNTRYSIDE BK |
| May 30, 2017 | Warranty Deed, Transfer · Commercial Mortgage COUNTRYSIDE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Aug 23, 2013 · Amount on File |
| Deed Document Number | 20177398212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 90 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0007816851 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 7816851 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 27, 2019 |
| Property Address | 90 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 7551266 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 90 CLAY CT LAKE BLUFF IL 60044, LAKE BLUFF, IL 60044 |
| Document Number | 0007551266 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 7551266 |
| Name | COUNTRYSIDE BK |
|---|---|
| Type | Bank |
| Address | COUNTRYSIDE, IL 60525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 30, 2017 |
| Property Address | 90 CLAY CT, LAKE BLUFF, IL 60044-2300 |
| Document Number | 0007398212 |
| Map Reference | DOC6419357 |
| Instrument Date | May 22, 2017 |
| Instrument | 7398212 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3417 N OAKLEY AVE, CHICAGO, IL 60618-6009 |
| Document Number | 0007398213 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 7398213 |
| Name | COUNTRYSIDE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $467,780 Land $90,738 Building $377,042 | $1,403,480 Land $272,241 Building $1,131,239 | |
| 2024 | $30,115.00 (+26.75%) | ||
| 2023 | $23,760.00 (+3.6%) | $403,367 (+20.09%) Land $78,244 Building $325,123 | $1,210,222 (+20.09%) Land $234,755 Building $975,467 |
| 2022 | $22,934.00 | $335,874 Land $65,152 Building $270,722 | $1,007,723 Land $195,476 Building $812,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Clay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Clay Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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