95 Cedar Trace Dr, Hartselle, AL 35640 Property Records

Morgan County property record for 95 Cedar Trace Dr, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,192 sqft · built 2007
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$668,900 (Mar 2022)
Deeds & Mortgages	Jul 2007 Mortgage Jan 2013 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-000-030.000`
Alternative APNs	`166166` `61388`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,192 sqft Living Area
1st Floor Area	3,137 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,000 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	166166
Street Address	95 CEDAR TRACE DR
City	HARTSELLE
State	AL
Zip	35640-4972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, CEDAR HILLS ESTATES PHASE 1, MB 2000, PG. 3, SEC 22, T7S, R3W
Legal Range	3W
Legal Township	7S
Legal Section	22
Legal Subdivision	CEDAR HILLS ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	20
Jurisdiction	MORGAN AL
Township / Civil Division	FALKVILLE
Census Block Group	2
Census Block	2009
Census Tract	5500

Owner

95 Cedar Trace Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Morgan County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2007	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP
Jan 22, 2013	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE OF AMERICA INC
Oct 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 14, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 14, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2012	Deed, Transfer · Conventional Mortgage EVERBANK.COM
May 21, 2012	Warranty Deed, Transfer
Apr 8, 2011	Intrafamily Transfer, Transfer
Sep 28, 2009	Correction Deed
Jul 25, 2007	Correction Deed
Aug 29, 2006	Warranty Deed, Transfer FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	May 21, 2012 · Amount on File
Deed Book / Page	2022 / 2849
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	2009/05142
Record Updated	Oct 29, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007/41487
Date	Jul 25, 2007
Book Page	2007/41487

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2038

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013/02976
Date	Jan 22, 2013
Book Page	2013/02976

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2043

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009/40844
Date	Oct 21, 2009
Book Page	2009/40844

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2039

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 14, 2022
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	02022/2849
Book / Page	2022 / 2849
Map Reference	MB 2000 PG 3
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1036, HARTSELLE, AL 35640-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972

Mortgage

Document Number	2022/13060
Date	Mar 14, 2022
Book Page	2022/13060

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 14, 2022
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	02022/2849
Book / Page	2022 / 2849
Map Reference	MB 2000 PG 3
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1036, HARTSELLE, AL 35640-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972

Mortgage

Document Number	0202213060
Date	Mar 14, 2022
Instrument	2022/13060

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	May 21, 2012
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2012/03233
Book / Page	2012 / 03233
Map Reference	MB2000 PG3
Instrument Date	May 8, 2012
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7500 DALLAS PKWY, PLANO, TX 75024-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Investor	Possibly a Property Investor

Mortgage

Document Number	2012/17764
Date	May 21, 2012
Book Page	2012/17764

Lender

Name	EVERBANK.COM
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2042

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 21, 2012
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2012/03231
Book / Page	2012 / 03231
Map Reference	MB2000 PG3
Instrument Date	Apr 12, 2012
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$291.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 DALLAS PKWY STE 100, 100, PLANO, TX 75024-4020
Investor	Possibly a Property Investor

April 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Apr 8, 2011
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2011/01984
Book / Page	2011 / 01984
Map Reference	MB2000 PG3
Instrument Date	Mar 23, 2011
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$39.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Investor	Possibly a Property Investor

September 2009: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 28, 2009
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2009/05142
Book / Page	2009 / 05142
Map Reference	MB2000 PG3
Instrument Date	Sep 22, 2009
Record Updated	Jun 19, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 BELLEMEADE ST SW, HARTSELLE, AL 35640-5002

July 2007: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 25, 2007
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2007/06087
Book / Page	2007 / 06087
Map Reference	MB2000 PG03
Instrument Date	Jul 12, 2007
Record Updated	Jun 19, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 29, 2006
Property Address	95 CEDAR TRACE DR, HARTSELLE, AL 35640-4972
Document Number	2006/06927
Book / Page	2006 / 06927
Map Reference	MB2000 PG3
Instrument Date	Aug 28, 2006
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 POINTCLEAR PL APT 1711, 1711, HUNTSVILLE, AL 35824-1483
Investor	Possibly a Property Investor

Mortgage

Document Number	2006/44431
Date	Aug 29, 2006
Book Page	2006/44431

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$67,130 (-1.97%) Land $3,000 Building $64,130	$671,300 (-1.97%) Land $30,000 Building $641,300
2024		$68,480 (+2.84%) Land $3,000 Building $65,480	$684,800 (+2.84%) Land $30,000 Building $654,800
2023	Homeowner's exemption Disabled Person's exemption	$66,590 Land $2,770 Building $63,820	$665,900 Land $27,700 Building $638,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Cedar Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cedar Trace Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures