125 Cedar Trace Dr, Hartselle, AL 35640 Property Records

Morgan County property record for 125 Cedar Trace Dr, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,793 sqft · built 2008
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$8,500 (Mar 2007)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Nov 2011 Mortgage Jun 2015 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-000-028.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-000-028.000`
Alternative APNs	`116077` `61386`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,793 sqft Living Area
1st Floor Area	2,575 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	116077
Street Address	125 CEDAR TRACE DR
City	HARTSELLE
State	AL
Zip	35640-4973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, CEDAR HILLS ESTATES PHASE 1, MB 2000, PG. 3, SEC 22, T7S, R3W
Legal Range	3W
Legal Township	7S
Legal Section	22
Legal Subdivision	CEDAR HILLS ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	18
Jurisdiction	MORGAN AL
Township / Civil Division	FALKVILLE
Census Block Group	2
Census Block	2009
Census Tract	5500

Owner

125 Cedar Trace Dr is owned and occupied by two individuals who bought it in March 2007.

Source: Morgan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2011	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FEDERAL CU
Jun 16, 2015	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
May 12, 2008	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Oct 2, 2007	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Oct 2, 2007	Correction Deed
Mar 14, 2007	Warranty Deed, Transfer
Mar 5, 2007	Warranty Deed, Transfer
Feb 3, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2007 · Amount on File
Deed Sale	Mar 5, 2007 · Amount on File
Prior Sale	Feb 3, 2005 · Amount on File
Deed Book / Page	2007 / 1709
Record Updated	Sep 20, 2026

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/35984
Date	Nov 23, 2011
Book Page	2011/35984

Lender

Name	REDSTONE FEDERAL CU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2041

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	REDSTONE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/18336
Date	Jun 16, 2015
Book Page	2015/18336

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008/22080
Date	May 12, 2008
Book Page	2008/22080

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/54030
Date	Oct 2, 2007
Book Page	2007/54030

Lender

Name	RENASANT BANK
Type	Bank
Address	DECATUR, AL 35603

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Sep 1, 2038

Interest

Rate Type	Fixed Rate

October 2007: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 2, 2007
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Document Number	2007/07978
Book / Page	2007 / 07978
Map Reference	MB2000 PG3
Instrument Date	Sep 28, 2007
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 14, 2007
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Document Number	2007/01995
Book / Page	2007 / 01995
Map Reference	MB2000 PG3
Instrument Date	Mar 9, 2007
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 SENECA SPRINGS DR, TRINITY, AL 35673-5821

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 5, 2007
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Document Number	2007/01709
Book / Page	2007 / 01709
Map Reference	MB7 PG115
Instrument Date	Feb 28, 2007
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$8.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 SENECA SPRINGS DR, TRINITY, AL 35673-5821
Investor	Possibly a Property Investor

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 3, 2005
Property Address	125 CEDAR TRACE DR, HARTSELLE, AL 35640-4973
Document Number	2005/00934
Book / Page	2005 / 00934
Map Reference	MB7 PG115
Instrument Date	Feb 2, 2005
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$32.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 SENECA SPRINGS DR, TRINITY, AL 35673-5821

Tax Assessment & Valuation

The 2025 property tax bill for 125 Cedar Trace Dr was $1,405 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00	$38,990 (-1.29%) Land $4,660 Building $34,330	$389,900 (-1.29%) Land $46,600 Building $343,300
2024		$39,500 (+2.15%) Land $4,660 Building $34,840	$395,000 (+2.15%) Land $46,600 Building $348,400
2023	$1,423.00 (+8.63%) Homeowner's exemption	$38,670 (+6.03%) Land $4,310 Building $34,360	$386,700 (+6.03%) Land $43,100 Building $343,600
2022	$1,310.00 Homeowner's exemption	$36,470 Land $3,920 Building $32,550	$364,700 Land $39,200 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Cedar Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Cedar Trace Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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