Morgan County property record for 72 Cedar Trace Dr, Hartselle, AL 35640
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,350 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Dec 2011 Mortgage Sep 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-22-0-000-031.000 |
| Primary APN | 16-05-22-0-000-031.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 2,350 sqft |
| Upper Floors Area | 673 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 70418 |
|---|---|
| Street Address | 72 CEDAR TRACE DR |
| City | HARTSELLE |
| State | AL |
| Zip | 35640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21, CEDAR HILLS ESTATES PHASE 1, MB 2000, PG. 3, SEC 22, T7S, R3W |
| Legal Range | 3W |
| Legal Township | 7S |
| Legal Section | 22 |
| Legal Subdivision | CEDAR HILLS ESTATES PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | FALKVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5500 |
72 Cedar Trace Dr is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 73 CEDAR TRACE DR, HARTSELLE, AL 35640-4972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 24, 2008 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Feb 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Feb 19, 2013 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 72 CEDAR TRACE DR, HARTSELLE, AL 35640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011/38034 |
|---|---|
| Date | Dec 12, 2011 |
| Book Page | 2011/38034 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Dec 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 72 CEDAR TRACE DR, HARTSELLE, AL 35640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2008/40508 |
|---|---|
| Date | Sep 24, 2008 |
| Book Page | 2008/40508 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 72 CEDAR TRACE DR, HARTSELLE, AL 35640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2009/05175 |
|---|---|
| Date | Feb 17, 2009 |
| Book Page | 2009/05175 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 72 CEDAR TRACE DR, HARTSELLE, AL 35640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2013/06944 |
|---|---|
| Date | Feb 19, 2013 |
| Book Page | 2013/06944 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Feb 1, 2027 |
The 2025 property tax bill for 72 Cedar Trace Dr was $1,327 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 | $36,910 (-2.46%) Land $2,380 Building $34,530 | $369,100 (-2.46%) Land $23,800 Building $345,300 |
| 2024 | $37,840 (+2.71%) Land $2,380 Building $35,460 | $378,400 (+2.71%) Land $23,800 Building $354,600 | |
| 2023 | $1,361.00 (+8.97%) Homeowner's exemption | $36,840 (+5.74%) Land $2,200 Building $34,640 | $368,400 (+5.74%) Land $22,000 Building $346,400 |
| 2022 | $1,249.00 Homeowner's exemption | $34,840 Land $2,000 Building $32,840 | $348,400 Land $20,000 Building $328,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 72 Cedar Trace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Cedar Trace Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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