Waldo County and Belfast City property record for 95 Cedar St, Belfast, ME 04915
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,440 sqft · built 1830 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,572 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:035 L:036 |
| Primary APN | BELF M:035 L:036 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2810 |
|---|---|
| Street Address | 95 CEDAR ST |
| City | BELFAST |
| State | ME |
| Zip | 04915-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 36 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 43000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Waldo County and Belfast City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 95 CEDAR ST, BELFAST, ME 04915-6123 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 95 CEDAR ST, BELFAST, ME 04915-6123 |
| Document Number | 0042470135 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 95 CEDAR ST BELFAST ME 049156123, BELFAST, ME 04915-6123 |
| Document Number | 0042470135 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 004247/000135 |
| Instrument | 1647 |
| Name | BANGOR SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BELFAST, ME 04915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Feb 26, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Waldo County and Belfast City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,572.00 (+6.59%) | $585,800 (+0.46%) Land $185,400 Building $400,400 |
| 2024 | $8,980.00 (+27.68%) | $583,100 (+66.65%) Land $185,400 Building $397,700 |
| 2023 | $7,033.00 (+0.14%) | $349,900 (+6.61%) Land $101,700 Building $248,200 |
| 2022 | $7,023.00 | $328,200 Land $101,700 Building $226,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2009–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N., UniTel.
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