Waldo County and Belfast City property record for 92 Cedar St, Belfast, ME 04915
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,180 sqft · built 1854 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Oct 2025) |
| Tax Bill | $9,363 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:037 L:206 |
| Primary APN | BELF M:037 L:206 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 1854 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 3028 |
|---|---|
| Street Address | 92 CEDAR ST |
| City | BELFAST |
| State | ME |
| Zip | 04915-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 206 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 43000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
92 Cedar St is owned and occupied by an individual who bought it in October 2025.
Source: Waldo County and Belfast City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 CEDAR ST, BELFAST, ME 04915-6210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Feb 7, 2005 |
| Deed Document Number | 20258969 |
| Deed Book / Page | 5159 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELFAST ME |
| Recording Date | Oct 14, 2025 |
| Property Address | 92 CEDAR ST, BELFAST, ME 04915-6210 |
| Document Number | 0005159/70 |
| Book / Page | 5159 / 70 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025-8969 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020258970 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-8970 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 92 Cedar St was $9,363, up 6.7% from the year before.
Source: Waldo County and Belfast City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,363.00 (+6.74%) | $573,000 (+0.6%) Land $170,500 Building $402,500 |
| 2024 | $8,772.00 (+15.66%) | $569,600 (+50.97%) Land $170,500 Building $399,100 |
| 2023 | $7,584.00 (-2.86%) | $377,300 (+3.43%) Land $100,000 Building $277,300 |
| 2022 | $7,807.00 | $364,800 Land $100,000 Building $264,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 92 Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2009–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N., UniTel.
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