100 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 100 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,071 sqft · built 1860
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$310,500 (Sep 2026)
Tax Bill	$6,026 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:202`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:202`
Alternative APN	`3024`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,071 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3024
Street Address	100 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	202
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4019
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

100 Cedar St is owned and occupied by two individuals who bought it in September 2026.

Source: Waldo County and Belfast City records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 CEDAR ST, BELFAST, ME 04915-6119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · Conventional Mortgage NEW YORK MORTGAGE FUNDING LLC
Aug 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Deed of Trust, Mortgage CONNECTED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Deed Document Number	20268261
Deed Book / Page	5273 / 245
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELFAST ME
Recording Date	Sep 25, 2026
Property Address	100 CEDAR ST, BELFAST, ME 04915-6119
Document Number	0000008261
Book / Page	5273 / 245
Instrument Date	Sep 22, 2026
Instrument	20268261
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 CEDAR ST, BELFAST, ME 04915-6119

Mortgage

Date	Sep 25, 2026

Lender

Name	NEW YORK MORTGAGE FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Aug 6, 2020
Property Address	100 CEDAR ST, BELFAST, ME 04915-6119
Document Number	0045260186
Book / Page	004526 / 000186
Instrument Date	Aug 5, 2020
Instrument	6933
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	100 CEDAR ST, BELFAST, ME 04915-6119
Document Number	0042450001
Book / Page	004245 / 000001
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CEDAR ST BELFAST ME 049156119, BELFAST, ME 04915-6119

Mortgage

Document Number	0042450001
Date	Feb 15, 2018
Book Page	004245/000001
Instrument	1345

Lender

Name	CONNECTED CU
Address	AUGUSTA, ME 04332

Agreement

Amount	Amount on Record
Term	144 Months
Due	Feb 14, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 100 Cedar St was $6,026, up 6.5% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,026.00 (+6.54%)	$368,800 (+0.41%) Land $170,500 Building $198,300
2024	$5,656.00 (+45.81%)	$367,300 (+90.31%) Land $170,500 Building $196,800
2023	$3,879.00 (-2.61%)	$193,000 (+3.71%) Land $72,000 Building $121,000
2022	$3,983.00	$186,100 Land $72,000 Building $114,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 100 Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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