95 Cedar Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 95 Cedar Ln, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jan 2003)
Tax Bill	$14,032 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00403-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`07-00403-0000-00024`
Alternative APNs	`070040300024` `110080`

Interior

Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	120 ft deep x 125 ft wide

Location & Zoning

Account Number	110080
Street Address	95 CEDAR LN
City	CLOSTER
State	NJ
Zip	07624-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.34 AC
Legal Block	403
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1001
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records · APN 07-00403-0000-00024

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 CEDAR LN, CLOSTER, NJ 07624-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2003 · Amount on Record
Deed Sale	Jan 08, 2003 · Amount on Record
Prior Sale	Nov 02, 2001 · Amount on Record
Deed Book / Page	8538 / 791
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	95 CEDAR LN, CLOSTER, NJ 07624-1013
Document Number	0028551018
Book / Page	002855 / 001018
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013

Mortgage

Document Number	0028551018
Date	Feb 02, 2018
Book Page	002855/001018

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2033

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,500 (+5.66%) Land $443,200 Building $272,300	$715,500 (+5.66%) Land $443,200 Building $272,300
2025	$14,032.00 (+1.96%)	$677,200 (+6.73%) Land $443,200 Building $234,000	$677,200 (+6.73%) Land $443,200 Building $234,000
2024	$13,762.00 (+7.2%)
2023		$634,500 Land $418,200 Building $216,300	$634,500 Land $418,200 Building $216,300
2022	$12,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1999–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.