65 Cedar Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 65 Cedar Ln, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details4,334 sqft · built 1983
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$867,000 (Oct 2020)
Tax Bill$23,229 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-00403-0000-00028

Property Details

APN / Parcel Number

Primary APN07-00403-0000-00028
Alternative APNs
  • 0700253000000010F
  • 070040300028

Interior

Building Area4,334 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions120 ft deep x 125 ft wide

Location & Zoning

Old Parcel Number0700253000000010F
Street Address65 CEDAR LN
CityCLOSTER
StateNJ
Zip07624-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.58 AC
Legal Block403
Legal Lot Number28
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group1
Census Block1001
Census Tract7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address65 CEDAR LN, CLOSTER, NJ 07624-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITY BANK
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Deed Document Number2020111851
Deed Book / Page3795 / 675
Record UpdatedOct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateOct 28, 2020
Property Address65 CEDAR LN, CLOSTER, NJ 07624-1013
Document Number0037950675
Book / Page3795 / 675
Instrument DateSep 29, 2020
Instrument20-111851
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,837.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1056 CLAY AVE, 1056, PELHAM, NY 10803-3203

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CEDAR LN, CLOSTER, NJ 07624-1013

Mortgage

Document Number20111852
DateOct 28, 2020
Instrument20-111852
Lender
NameUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address65 CEDAR LN, CLOSTER, NJ 07624-1013
Document Number0037950681
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013

Mortgage

Document Number0037950681
DateOct 28, 2020
Book Page003795/000681
Instrument111852
Lender
NameUNITY BK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,244,300 (+10.99%) Land $443,300 Building $801,000$1,244,300 (+10.99%) Land $443,300 Building $801,000
2025$23,229.00 (+2.07%)$1,121,100 (+6.91%) Land $432,700 Building $688,400$1,121,100 (+6.91%) Land $432,700 Building $688,400
2024$22,757.00 (+4.53%)
2023$1,048,600 Land $409,000 Building $639,600$1,048,600 Land $409,000 Building $639,600
2022$21,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1999–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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