Bergen County and Closter Borough property record for 103 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,626 sqft · built 1954 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (Sep 2018) |
| Tax Bill | $18,466 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00403-0000-00023 |
| Primary APN | 07-00403-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,626 sqft Living Area |
| 1st Floor Area | 3,626 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 120 ft deep x 132 ft wide |
| Account Number | 110070 |
|---|---|
| Street Address | 103 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.36 AC |
| Legal Subdivision | CEDAR LANE ESTATES |
| Legal Block | 403 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 12, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage TIAA FSB |
| May 21, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Document Number | 201818-064957 |
| Deed Book / Page | 3050 / 1753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 103 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041140036 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 4114/36 |
| Instrument | 21-067380 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 103 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0030500753 |
| Book / Page | 003050 / 000753 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 64957 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013 |
| Document Number | 30500759 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 003050/000759 |
| Instrument | 64957 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 21, 2018 |
| Property Address | 103 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0029461582 |
| Book / Page | 002946 / 001582 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 35771 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 613 BRIDLE PATH WYCKOFF NJ 074812928, WYCKOFF, NJ 07481-2928 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,000 (+8.28%) Land $444,700 Building $520,300 | $965,000 (+8.28%) Land $444,700 Building $520,300 | |
| 2025 | $18,466.00 (+2.23%) | $891,200 (+7.06%) Land $444,000 Building $447,200 | $891,200 (+7.06%) Land $444,000 Building $447,200 |
| 2024 | $18,064.00 (+6.21%) | ||
| 2023 | $832,400 Land $419,000 Building $413,400 | $832,400 Land $419,000 Building $413,400 | |
| 2022 | $17,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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