95 Bella Vita Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 95 Bella Vita Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,636 sqft · built 2020
Lot Size	0.058 acres (2,529 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (May 2024)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3136-09-00-0480`

Property Details

APN / Parcel Number

Primary APN	`3136-09-00-0480`
Alternative APNs	`36133109000480` `7978776.0` `7978776`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,636 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	716 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,529 sqft (0.058 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	7978776
Street Address	95 BELLA VITA WAY
City	ORMOND BEACH
State	FL
Zip	32174-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36-13-31 LOT 48 GARDENS AT ADDISON OAKS MB 58 PGS 129-133 INC PER OR 7485 PG 4834 PER OR 7574 PG 3778 PER OR 7891 PG 1945 PER OR 8561 PG 1963 PER OR 8577 PG 2808
Legal Range	31E
Legal Township	13S
Legal Section	36
Legal Subdivision	GARDENS AT ADDISON OAKS MB
Legal Block	1
Legal Lot Number	48
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1038
Census Tract	80102

Owner

95 Bella Vita Way is owned and occupied by an individual who acquired it in July 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	95 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	2024102030
Deed Book / Page	8561 / 1963
Last Transfer Date	Jul 1, 2024
Transfer Doc	0085772808
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Apr 16, 2026
Property Address	95 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Document Number	0000067905
Book / Page	8840 / 4388
Instrument Date	Apr 9, 2026
Instrument	202667905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634

Mortgage

Document Number	0088404388,
Date	Apr 16, 2026
Book Page	8840/4388
Instrument	202667905

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 7, 2020
Property Address	95 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Document Number	0078911945
Book / Page	7891 / 1945
Map Reference	MB 58 PG 129-133
Instrument Date	Jul 30, 2020
Instrument	2020-145839
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634

Mortgage

Document Number	0078911947
Date	Aug 7, 2020
Instrument	7891/1947

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 95 Bella Vita Way was $2,913.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,521 (-7.95%) Land $30,000 Building $177,521	$207,521 (-7.95%) Land $30,000 Building $177,521
2025	$2,913.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,456 Land $24,000 Building $201,456	$225,456 Land $24,000 Building $201,456
2023	$1,836.00 (+3.73%) Homeowner's exemption	$154,185 (+3%)	$241,532 (+18.79%) Land $33,000 Building $208,532
2022	$1,770.00 Homeowner's exemption	$149,694	$203,331 Land $21,000 Building $182,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Bella Vita Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Bella Vita Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Bella Vita Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures