97 Bella Vita Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 97 Bella Vita Way, Ormond Beach, FL 32174

Property Summary

Property Type	Row House
Details	3 bd · 3 ba · 1,687 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$212,000 (Apr 2021)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3136-09-00-0490`

Property Details

APN / Parcel Number

Primary APN	`3136-09-00-0490`
Alternative APNs	`7978784.0` `7978784`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,687 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	7978784.0
Street Address	97 BELLA VITA WAY
City	ORMOND BEACH
State	FL
Zip	32174-6634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	36-13-31 LOT 49 GARDENS AT ADDISON OAKS MB 58 PGS 129-133 INC PER OR 7485 PG 4834 PER OR 7574 PG 3778 PER OR 7871 PG 0751 PER
Legal Range	31E
Legal Township	13S
Legal Section	36
Legal Subdivision	GARDEN
Legal Tract	9
Legal Lot Number	49
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1038
Census Tract	80102

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2020	Grant Deed, Transfer KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	2021-091290
Deed Book / Page	8033 / 2196
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634

Mortgage

Document Number	0080062342
Date	Mar 12, 2021
Book Page	8006/2342
Instrument	2021-056613

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 22, 2021
Property Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Document Number	0080332196
Book / Page	8033 / 2196
Map Reference	MB 58 PG 129
Instrument Date	Apr 20, 2021
Instrument	2021-091290
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634

Mortgage

Document Number	0080332198
Date	Apr 22, 2021
Instrument	8033/2198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 29, 2020
Property Address	97 BELLA VITA WAY, ORMOND BEACH, FL 32174-6634
Document Number	0078710751
Book / Page	007871 / 000751
Instrument Date	Jun 23, 2020
Instrument	116405
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BELLA VITA WAY ORMOND BEACH FL 321746634, ORMOND BEACH, FL 32174-6634

Mortgage

Document Number	78710753
Date	Jun 29, 2020
Book Page	007871/000753
Instrument	116406

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (-0.12%) Homeowner's exemption	$230,899 (-6.66%) Land $24,000 Building $206,899	$230,899 (-6.66%) Land $24,000 Building $206,899
2023	$3,358.00 (-1.73%) Homeowner's exemption	$247,374 (+18.61%) Land $33,000 Building $214,374	$247,374 (+18.61%) Land $33,000 Building $214,374
2022	$3,417.00	$208,563 Land $21,000 Building $187,563	$208,563 Land $21,000 Building $187,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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