9491 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9491 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,085 sqft · built 1984
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Aug 2006)
Tax Bill	$5,336 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-160008`

Property Details

APN / Parcel Number

Primary APN	`16-160008`
Alternative APN	`160008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,085 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.052 acres)
Garage Type	Built-in
Porch	Porch
Porch Area	45 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	160008
Street Address	9491 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-43 .052 A 9491 CLOCKTOWER LN VIL KINGS CONTRIVANCE
Legal Subdivision	VILLAGE KINGS CONTRIVANCE
Legal Lot Number	D 43
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9491 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2006 · Amount on Record
Deed Sale	Aug 22, 2006 · Amount on Record
Prior Sale	Aug 20, 2003 · Amount on Record
Deed Document Number	200671881
Deed Book / Page	10198 / 315
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9491 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	QUICKSILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9491 CLOCKTOWER LN, COLUMBIA, MD 21046-1847

Mortgage

Document Number	0200290131
Date	Dec 17, 2020
Book Page	20029/131

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9491 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Document Number	0184670329
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9491 CLOCKTOWER LN COLUMBIA MD 210461847, COLUMBIA, MD 21046-1847

Mortgage

Document Number	0184670329
Date	Nov 30, 2018
Book Page	018467/000329

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,336.00 (-3.99%) Homeowner's exemption	$412,200 (+8.04%) Land $160,000 Building $252,200	$412,200 (-) Land $160,000 Building $252,200
2025	$5,558.00 (+56.3%) Homeowner's exemption	$381,533 (+19.15%)	$412,200 (+28.73%) Land $160,000 Building $252,200
2023		$320,200 Land $130,000 Building $190,200	$320,200 Land $130,000 Building $190,200
2022	$3,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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