9495 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9495 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,825 sqft · built 1984
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2018)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-159980`

Property Details

APN / Parcel Number

Primary APN	`16-159980`
Alternative APN	`159980`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,825 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Garage Type	Built-in
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	159980
Street Address	9495 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-41 .038 A 9495 CLOCKTOWER LN VIL KINGS CONTRIVANCE
Legal Subdivision	VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	D 41
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9495 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 3, 2018	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Book / Page	18395 / 31
Transfer Doc	0051190609
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9495 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9495 CLOCKTOWER LN, COLUMBIA, MD 21046-1847

Mortgage

Document Number	0209190229
Date	Sep 17, 2021
Book Page	20919/229

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2041

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 3, 2018
Property Address	9495 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Document Number	0183950031
Book / Page	018395 / 000031
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9495 CLOCKTOWER LN COLUMBIA MD 210461847, COLUMBIA, MD 21046-1847

Mortgage

Document Number	183950038
Date	Oct 3, 2018
Book Page	018395/000038

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,400 (+8.03%) Land $160,000 Building $239,400	$399,400 (-) Land $160,000 Building $239,400
2025	$5,399.00 (+5.06%) Homeowner's exemption	$369,700 (+19.14%)	$399,400 (+28.71%) Land $160,000 Building $239,400
2024	$5,139.00 (+53.95%)
2023		$310,300 Land $130,000 Building $180,300	$310,300 Land $130,000 Building $180,300
2022	$3,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Clocktower Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures