9481 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9481 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,347 sqft · built 1984
Lot Size	0.055 acres (2,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2022)
Tax Bill	$6,151 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-159921`

Property Details

APN / Parcel Number

Primary APN	`16-159921`
Alternative APN	`159921`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,347 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,395 sqft (0.055 acres)
Porch	Porch
Porch Area	45 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	159921
Street Address	9481 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-71 .0551 A 9481 CLOCKTOWER LN VIL KINGS CONTRIVANCE
Legal Subdivision	VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	D 71
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9481 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Jan 16, 2013 · Amount on Record
Deed Book / Page	21450 / 484
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 7, 2022
Property Address	9481 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Document Number	0214500484
Book / Page	21450 / 484
Map Reference	PL CMP 5821
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9481 CLOCKTOWER LN, COLUMBIA, MD 21046-1847
Investor	Possibly a Property Investor

Mortgage

Document Number	0214500490
Date	Apr 7, 2022
Book Page	21450/490

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,151.00 (+8.79%)	$396,700 (+9.13%) Land $160,000 Building $236,700	$396,700 (-) Land $160,000 Building $236,700
2025	$5,654.00 (+73.92%)	$363,500 (+22.35%)	$396,700 (+33.52%) Land $160,000 Building $236,700
2023		$297,100 Land $130,000 Building $167,100	$297,100 Land $130,000 Building $167,100
2022	$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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