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949 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 949 N Lorel Ave, Chicago, IL 60651

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,948 sqft · built 1910
Lot Size0.103 acres (4,467 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jun 1997)
Tax Bill$4,009 (2023)
Deeds & MortgagesApr 2022 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-321-004

Property Details

APN / Parcel Number

Primary APN16-04-321-004
Alternative APN
  • 16-04-321-004-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,948 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1912
Architectural StyleOld Style
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area4,467 sqft (0.103 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address949 N LOREL AVE
CityCHICAGO
StateIL
Zip60651-2841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(DAYTONS) RESUB OF LTS 13-24 BLK 1 & LTS 1-24 BLK 2 A LL IN SUB OF WH SE SW & PT SW SW LYING E OF W LINE 1290.2FT SEC 04-39-1
Legal Range13E
Legal Township39N
Legal Section04
Legal SubdivisionDAYTONS RESUB OF LTS 13-24 BLK 1 & LTS
Legal Block1,2,A
Legal Lot Number1-24
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2005
Census Tract251200

Owner

949 N Lorel Ave is owned and occupied by an individual who bought it in June 1997.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address949 N LOREL AVE, CHICAGO, IL 60651-2841
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 8, 2018Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 1997 · Amount on File
Deed SaleJun 4, 1997 · Amount on File
Deed Document Number1997223
Prior Transfer DateJan 21, 1997
Prior Transfer Doc0000000223
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address949 N LOREL AVE, CHICAGO, IL 60651-2841
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011707313
DateApr 27, 2022
Instrument2211707313
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate3.62%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address949 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number1801708022
Instrument DateJan 8, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2018
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address949 N LOREL AVE CHICAGO IL 606512841, CHICAGO, IL 60651-2841

Mortgage

Document Number1801708022
DateJan 17, 2018
Instrument1708022
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 16, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 Land $5,360 Building $16,640$220,000 Land $53,600 Building $166,400
2023$4,009.00 (+2.61%)
2022$3,907.00$18,999 Land $4,243 Building $14,756$189,990 Land $42,430 Building $147,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 949 N Lorel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 949 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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