955 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 955 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,984 sqft · built 2007
Lot Size	0.103 acres (4,467 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$5,697 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-321-002`

Property Details

APN / Parcel Number

Primary APN	`16-04-321-002`
Alternative APN	`16-04-321-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,467 sqft (0.103 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	955 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	DAYTONS RESUB OF LTS 13-24 BLK 1 & LTS
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2005
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	955 N LOREL AVE, CHICAGO, IL 60651-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage MYCUMORTGAGE LLC
Aug 22, 2017	Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE
Feb 15, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage LENDINGONE
Feb 15, 2017	Grant Deed, Transfer GUARANTY NATIONAL TITLE, GUARANTY NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	201710019
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0000022137
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	955 N LOREL AVE, CHICAGO, IL 60651-2841
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 N LOREL AVE, CHICAGO, IL 60651-2841

Mortgage

Document Number	0027746451
Date	Oct 4, 2021
Instrument	2127746451

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 22, 2017
Property Address	955 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	1723410019
Instrument Date	Aug 3, 2017
Instrument	23410019
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4868 W HOMER ST CHICAGO IL 606394624, CHICAGO, IL 60639-4624

Mortgage

Document Number	1723410020
Date	Aug 22, 2017
Instrument	23410020

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

February 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2017
Property Address	955 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	1704622137
Instrument Date	Feb 10, 2017
Instrument	4622137
Transaction Type	Construction Loan
Record Updated	Feb 21, 2017
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$9.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	6462 GRISTMILL SQUARE LN CENTREVILLE VA 201203723, CENTREVILLE, VA 20120-3723

Mortgage

Document Number	1704622138
Date	Feb 15, 2017
Instrument	4622138

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2018

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2017
Property Address	955 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	1704622136
Instrument Date	Feb 10, 2017
Instrument	4622136
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	GUARANTY NATIONAL TITLE, GUARANTY NAT'L TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 E 55TH ST #222 CHICAGO IL 60615, 222, CHICAGO, IL 60615

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (+25.93%) Land $5,360 Building $28,640	$340,000 (+25.93%) Land $53,600 Building $286,400
2023	$5,697.00 (+2.59%)
2022	$5,553.00	$26,999 Land $4,243 Building $22,756	$269,990 Land $42,430 Building $227,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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