945 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 945 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,994 sqft · built 1910
Lot Size	0.103 acres (4,467 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,292 (2023)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-321-005`

Property Details

APN / Parcel Number

Primary APN	`16-04-321-005`
Alternative APN	`16-04-321-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1912
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,467 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	945 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(DAYTONS) RESUB OF LTS 13-24 BLK 1 & LTS 1-24 BLK 2 A LL IN SUB OF WH SE SW & PT SW SW LYING E OF W LINE 1290.2FT SEC 04-39-1
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	DAYTONS RESUB OF LTS 13-24 BLK 1 & LTS
Legal Block	1,2,A
Legal Lot Number	1-24
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2005
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 N LOREL AVE, CHICAGO, IL 60651-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000015006
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Mar 17, 2023
Property Address	945 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	0007615006
Instrument Date	Mar 10, 2023
Instrument	2307615006
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 N LOREL AVE, CHICAGO, IL 60651-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 N LOREL AVE, CHICAGO, IL 60651-2841

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	945 N LOREL AVE, CHICAGO, IL 60651-2841
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008221251
Date	Mar 23, 2022
Instrument	2208221251

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	945 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	1806757118
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 N LOREL AVE CHICAGO IL 606512841, CHICAGO, IL 60651-2841

Mortgage

Document Number	1806757118
Date	Mar 8, 2018
Instrument	6757118

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2038

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+%) Land $5,360 Building $15,640	$210,000 (+%) Land $53,600 Building $156,400
2023	$1,292.00 (-0.54%)
2022	$1,299.00 Homeowner's exemption Senior Citizen's exemption	$20,999 Land $4,243 Building $16,756	$209,990 Land $42,430 Building $167,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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