949 E Pine Ave, Saint George Island (Eastpoint), FL 32328 Property Records

Franklin County property record for 949 E Pine Ave, Saint George Island, FL 32328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,592 sqft · built 2008
Lot Size	0.33 acres (14,383 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Sep 2021)
Tax Bill	$9,232 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7314-0048-0100`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7314-0048-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,592 sqft Heated Area
Gross Area	3,111 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,383 sqft
Lot Width	90 ft Width
Porch	Open Porch
Porch Area	1,407 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	949 E PINE AVE
City	SAINT GEORGE ISLAND
State	FL
Zip	32328-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 4 BL 48 LOT 10 OR 176/471 OR 178/426 OR/190/113 OR 190/123 ORB 207 PAGE 560 ORB 283 PAGE 234 777/133 1239/561 1313/167
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	STGEORGE IS GULF BEACHES
Legal Block	48
Legal Lot Number	10
Legal Unit	4
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1071
Census Tract	970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	99 PASTIME DR, THOMASVILLE, GA 31792-6662
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	202119005702
Deed Book / Page	1313 / 167
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	949 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-3031
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019000998
Date	Feb 22, 2021
Book Page	1291/59
Instrument	202119000998

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 9, 2021
Property Address	949 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-3031
Document Number	0019005702
Book / Page	1313 / 167
Map Reference	MB 3 PG 14&15
Instrument Date	Sep 9, 2021
Instrument	202119005702
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 BAHAMA GRANDE BLVD, APOLLO BEACH, FL 33572-2564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 PASTIME DR, THOMASVILLE, GA 31792-6662

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 22, 2019
Property Address	949 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-3031
Document Number	0019001698
Book / Page	1239 / 561
Map Reference	MB 3 PG 14&15
Instrument Date	Apr 19, 2019
Instrument	201919001698
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BEACH VIEW DR, 115, PASS CHRISTIAN, MS 39571-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5370 PEMBRIDGE PL, TALLAHASSEE, FL 32309-6800

Mortgage

Document Number	0019001699
Date	Apr 22, 2019
Instrument	201919001699

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,232.00 (-2.68%)	$986,969 (-5.9%) Land $170,000 Building $816,969	$986,969 (-5.9%) Land $170,000 Building $816,969
2024	$9,486.00 (+9.61%)	$1,048,823 (+19.42%) Land $140,000 Building $908,823	$1,048,823 (+19.42%) Land $140,000 Building $908,823
2023	$8,654.00 (+5.38%)	$878,278 (+8.23%) Land $120,000 Building $758,278	$878,278 (+8.23%) Land $120,000 Building $758,278
2022	$8,212.00	$811,459 Land $100,000 Building $711,459	$811,459 Land $100,000 Building $711,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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