648 E Pine Ave, Saint George Island (Eastpoint), FL 32328 Property Records

Franklin County property record for 648 E Pine Ave, Saint George Island, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,296 sqft · built 2004
Lot Size0.344 acres (14,977 sqft)
Owner2 Individual Names on Record
Tax Bill$1,337 (2025)
Deeds & MortgagesOct 2020 Transfer
Flood ZoneZone AE (high risk)
APN29-09S-06W-7314-0036-0070

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7314-0036-0070
Alternative APN
  • 06W09S29731400360070

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringSlate
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,977 sqft (0.344 acres)
Lot Width100 ft Width
PorchUnfinished Open Porch
Porch Area288 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address648 E PINE AVE
CitySAINT GEORGE ISLAND
StateFL
Zip32328-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 4 BL 36 LOT 7 ST GEO ISLN OR 151/529 176/471 190/230 499/278 1279/90-LIFE ESTATE
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionST GEORGE ISLAND
Legal Block36
Legal Lot Number7
Legal Unit4
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1080
Census Tract970304

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address648 E PINE AVE, EASTPOINT, FL 32328-2923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 4, 2020
Transfer Doc0019004861
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateOct 15, 2020
Property Address648 E PINE AVE, EASTPOINT, FL 32328-2923
Document Number0019004861
Book / Page001279 / 000090
Instrument DateAug 4, 2020
Instrument19004861
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9732 53RD AVE COLLEGE PARK MD 207401508, COLLEGE PARK, MD 20740-1508

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+2.3%) Homeowner's exemption$173,287 (+2.9%)$467,752 (-5.47%) Land $160,000 Building $307,752
2024$1,307.00 Homeowner's exemption$168,403 (+3%)$494,826 (+15.38%) Land $150,000 Building $344,826
2023$1,307.00 (+0.93%) Homeowner's exemption$163,498 (+3%)$428,857 (+15.72%) Land $140,000 Building $288,857
2022$1,295.00 Homeowner's exemption$158,736$370,613 Land $98,500 Building $272,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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