Franklin County property record for 509 E Pine Ave, Saint George Island, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2019 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jan 2022) |
| Tax Bill | $7,147 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2018 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09S-06W-7310-022E-0190 |
| Primary APN | 29-09S-06W-7310-022E-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,498 sqft (0.402 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | SGI |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL 22E LOT 19 717/627 1221/516 1324/672 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | 7310 |
| Legal Block | 22E |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 970304 |
509 E Pine Ave is owned and occupied by two individuals who bought it in January 2022.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 19, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | Jun 19, 2018 · Amount on File |
| Deed Document Number | 2022476 |
| Deed Book / Page | 1324 / 672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jan 25, 2022 |
| Property Address | 509 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2922 |
| Document Number | 0019000476 |
| Book / Page | 1324 / 672 |
| Map Reference | MB 2 PG 7 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 202219000476 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 553 E IVAN RD, 553, CRAWFORDVILLE, FL 32327-1287 |
| Name | Verified Name |
|---|---|
| Address | 509 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2922 |
| Document Number | 0000000674 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 1324/674 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 509 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2922 |
| Document Number | 0019003099 |
| Book / Page | 001221 / 000667 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 19003099 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 19, 2018 |
| Property Address | 509 E PINE AVE, SAINT GEORGE ISLAND, FL 32328-2922 |
| Document Number | 0019003037 |
| Book / Page | 001221 / 000516 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 19003037 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 553 E IVAN RD CRAWFORDVILLE FL 323271287, CRAWFORDVILLE, FL 32327-1287 |
The 2025 property tax bill for 509 E Pine Ave was $7,147 with a homeowner's exemption, up 1.8% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,147.00 (+1.81%) Homeowner's exemption | $800,811 (+2.9%) | $817,906 (-7.67%) Land $160,000 Building $657,906 |
| 2024 | $7,020.00 (-0.81%) Homeowner's exemption | $778,242 (+3%) | $885,894 (+17.25%) Land $150,000 Building $735,894 |
| 2023 | $7,077.00 (+83.15%) Homeowner's exemption | $755,575 (+65.06%) Land $140,000 Building $615,575 | $755,575 (+65.06%) Land $140,000 Building $615,575 |
| 2022 | $3,864.00 | $457,764 Land $98,500 Building $359,264 | $457,764 Land $98,500 Building $359,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E Pine Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 E Pine Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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