9488 SW Otter Ln, Stuart, FL 34997 Property Records

Martin County property record for 9488 SW Otter Ln, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,608 sqft · built 2016
Lot Size0.053 acres (2,309 sqft)
OwnerIndividual Name on Record
Last Sale$359,000 (Aug 2024)
Tax Bill$5,075 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN706711

Property Details

APN / Parcel Number

Primary APN706711
Alternative APN
  • 12-39-40-006-000-01450-0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area2,309 sqft (0.053 acres)
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number706711
Street Address9488 SW OTTER LN
CitySTUART
StateFL
Zip34997-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 145 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Lot Number145
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1021
Census Tract1702

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Oct 28, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CAPITAL BANK
Sep 10, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Prior SaleDec 7, 2021 · Amount on Record
Deed Document Number3088131
Deed Book / Page3454 / 2813
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 7, 2021
Property Address9488 SW OTTER LN, STUART, FL 34997-8930
Document Number0032771472
Book / Page3277 / 1472
Map ReferenceMB 16 PG 42
Instrument DateNov 29, 2021
Instrument2930331
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 STIRLING BRIDGE DR, 314, ORMOND BEACH, FL 32174-1517

Transferred To (Grantee/Buyer)

NameVerified Name
Address9488 SW OTTER LN, STUART, FL 34997-8930

Mortgage

Document Number0032771475
DateDec 7, 2021
Instrument3277/1475
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 28, 2019
Property Address9488 SW OTTER LN, STUART, FL 34997-8930
Document Number0030910136
Book / Page3091 / 0136
Map ReferenceMB 16 PG 42
Instrument DateOct 24, 2019
Instrument2781916
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyFLORIDA FIDELITY T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7741 N MILITARY TRL STE 1, 7741, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 SW MARTIN DOWNS BLVD # 55, 55, PALM CITY, FL 34990-6046

Mortgage

Document Number0003091138
DateOct 28, 2019
Instrument3091/138
Lender
NameCAPITAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

September 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMARTIN FL
Recording DateSep 10, 2019
Property Address9488 SW OTTER LN, STUART, FL 34997-8930
Document Number0030811749
Book / Page003081 / 001749
Instrument DateAug 23, 2019
Instrument2773998
Transaction TypeForeclosure
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,338.40
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7741 N MILITARY TRL #1 WEST PALM BEACH FL 334107431, 1, WEST PALM BEACH, FL 33410-7431
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,075.00 (+7.57%)
2023$4,718.00 (+11.22%)$280,456 (+1%)$287,600 (+12.8%) Land $95,000 Building $192,600
2022$4,242.00$254,960 Land $70,000 Building $184,960$254,960 Land $70,000 Building $184,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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