Martin County property record for 9495 SW Otter Ln, Stuart, FL 34997
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2016 |
| Lot Size | 0.128 acres (5,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2020) |
| Tax Bill | $4,949 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-006-000-0021.0-0-0000 |
| Primary APN | 12-39-40-006-000-0021.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 594 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,554 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 153328 |
|---|---|
| Street Address | 9495 SW OTTER LN |
| City | STUART |
| State | FL |
| Zip | 34997-8964 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUDR |
| Legal Description | LOT 21 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | RIVER MARINA |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1702 |
9495 SW Otter Ln, a townhouse, is owned and occupied by two individuals who bought it in April 2020.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9495 SW OTTER LN, STUART, FL 34997-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 15, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 20202812006 |
| Deed Book / Page | 3126 / 659 |
| Prior Transfer Date | Mar 12, 2019 |
| Prior Transfer Doc | 0030461960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 29, 2020 |
| Property Address | 9495 SW OTTER LN, STUART, FL 34997-8964 |
| Document Number | 0031260659 |
| Book / Page | 3126 / 659 |
| Map Reference | MB 16 PG 42 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2812006 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3641 SW COQUINA COVE WAY # 4, 3641, PALM CITY, FL 34990-8163 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9495 SW OTTER LN, STUART, FL 34997-8964 |
| Document Number | 0003126661 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 3126/661 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 9495 SW OTTER LN, STUART, FL 34997-8964 |
| Document Number | 0030461960 |
| Book / Page | 003046 / 001960 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2743939 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9495 SW OTTER LN STUART FL 349978964, STUART, FL 34997-8964 |
The 2025 property tax bill for 9495 SW Otter Ln was $4,949, up 2.9% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,949.00 (+2.87%) | $313,652 | $314,720 Land $120,000 Building $194,720 |
| 2024 | $4,811.00 (+7.53%) | ||
| 2023 | $4,474.00 (+11.27%) | $259,218 (+1%) | $284,910 (+12.86%) Land $95,000 Building $189,910 |
| 2022 | $4,021.00 | $235,653 | $252,440 Land $70,000 Building $182,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9495 SW Otter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9495 SW Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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