3159 SW Otter Ln, Stuart, FL 34997 Property Records

Martin County property record for 3159 SW Otter Ln, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,627 sqft · built 2006
Lot Size0.037 acres (1,655 sqft)
OwnerIndividual Name on Record
Last Sale$322,400 (Jun 2025)
Tax Bill$864 (2024)
Flood ZoneZone X (minimal risk)
APN408181

Property Details

APN / Parcel Number

Primary APN408181
Alternative APN
  • 12-39-40-005-000-00720-0

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,627 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area1,655 sqft (0.037 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number408181
Street Address3159 SW OTTER LN
CitySTUART
StateFL
Zip34997-8929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72 PH 2 RIVER MARINA PUD (PB 16 PG 41)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Lot Number72
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1019
Census Tract1702

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3159 SW OTTER LN, STUART, FL 34997-8929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleSep 5, 2007 · Amount on Record
Deed Document Number0003506417
Deed Book / Page3506 / 417
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,606 (+5.99%)$291,540 (+11.01%) Land $115,000 Building $176,540
2024$864.00 (+3.6%)
2023$834.00 (+5.57%) Additional exemption filed$91,150 (+3%)$262,620 (+9.1%) Land $90,000 Building $172,620
2022$790.00 Homeowner's exemption$88,496$240,720 Land $75,000 Building $165,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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