948 Waterloo St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 948 Waterloo St, Saint Clair, MI 48079 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1912
Square Footage1,546 sqft Living Area
Lot Size11,979 sqft (0.275 acres)
Garage576 sqft
OccupancyOwner Occupied
Tax Bill$1,864.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-07-362-0014-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,546 sqft Living Area
1st Floor1,415 sqft 1st Floor
Basement Area862 sqft Basement

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Lot Area11,979 sqft (0.275 acres)
Depth X Width120 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Street Address948 WATERLOO ST
CitySAINT CLAIR
StateMI
Zip48079-5462
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 19 & 21 HUBEL & WATERLOO ADDT TO CITY OF ST CLAIR
Legal SubdivisionHUBEL & WATERLOO ADD
Legal Lot Number19,21
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup4
Census Block4006
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-362-0014-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address948 WATERLOO ST, SAINT CLAIR, MI 48079-5462
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Jul 06, 2021Deed of Trust, Mortgage · Line of Credit
ADVIA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 27, 2024
Transfer Doc0005743198
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address948 WATERLOO ST, SAINT CLAIR, MI 48079-5462
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WATERLOO ST, SAINT CLAIR, MI 48079-5462

Mortgage

Document Number0005586179
DateDec 16, 2022
Book Page5586/179
Instrument2022027443
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address948 WATERLOO ST, SAINT CLAIR, MI 48079-5462
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 WATERLOO ST, SAINT CLAIR, MI 48079-5462

Mortgage

Document Number5388957
DateJul 06, 2021
Book Page5388/957
Instrument2021019539
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 05, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00 (-8.27%) Homeowner's exemption$107,200 (+22.94%)
2024$2,032.00 (+8.32%)$214,400 (+22.94%)
2023$87,200
2022$1,876.00$174,400

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