St. Clair County property record for 939 Waterloo St, Saint Clair, MI 48079 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Square Footage | 816 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2022) |
| Tax Bill | $2,819.00 (2025) |
| Primary APN | 74-07-362-0008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 816 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Stories | 1 Stories |
| Lot Area | 11,979 sqft (0.275 acres) |
|---|---|
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 939 WATERLOO ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5463 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 & 8 HUBEL & WATERLOO ADDT TO CITY OF ST CLAIR |
| Legal Subdivision | HUBEL & WATERLOO ADD |
| Legal Lot Number | 6,8 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-362-0008-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Apr 05, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK |
| Mar 29, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DITECH FINANCIAL LLC |
| Feb 19, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DITECH FINANCIAL LLC |
| Feb 09, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Apr 05, 2021 · Amount on Record |
| Deed Doc Number | 202221715 |
| Deed Book / Page | 5562 / 603 |
| Prior Transfer Date | Feb 09, 2018 |
| Prior Transfer Doc | 2018003143 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 20, 2022 |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 0005562603 |
| Book / Page | 5562 / 603 |
| Map Reference | LB 16 PG 154 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022021715 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5933 SAINT CLAIR HWY, 5933, CHINA, MI 48054-1312 |
| Name | Verified Name |
|---|---|
| Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 2022021716 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022021716 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 05, 2021 |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 0000534630 |
| Book / Page | 5346 / 30 |
| Map Reference | LB 16 PG 154 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021009905 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 939 WATERLOO ST, 939, SAINT CLAIR, MI 48079-5463 |
| Name | Verified Name |
|---|---|
| Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048480253 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 4848/253 |
| Instrument | 2017017184 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049290899 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 4929/899 |
| Instrument | 2018006627 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050310904 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 5031/904 |
| Instrument | 2019002956 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 09, 2018 |
| Property Address | 939 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 0049160347 |
| Book / Page | 004916 / 000347 |
| Instrument Date | Feb 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 939 WATERLOO ST ST CLAIR MI 480795463, ST CLAIR, MI 48079-5463 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (-7.48%) Homeowner's exemption | $90,900 (+23.67%) | |
| 2024 | $3,047.00 (-23.02%) | $181,800 (+23.67%) | |
| 2023 | $73,500 | ||
| 2022 | $3,958.00 | $147,000 |
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