St. Clair County property record for 945 Waterloo St, Saint Clair, MI 48079 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Square Footage | 1,498 sqft Living Area |
| Lot Size | 9,017 sqft (0.207 acres) |
| Garage | 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2017) |
| Tax Bill | $2,848.00 (2025) |
| Primary APN | 74-07-362-0010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,498 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Basement Area | 532 sqft Basement |
| Lot Area | 9,017 sqft (0.207 acres) |
|---|---|
| Depth X Width | 120 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 945 WATERLOO ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5463 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 & 14 EXC E 25' OF LOT 12 HUBEL & WATERLOO ADDT TO CITY OF ST CLAIR |
| Legal Subdivision | HUBEL & WATERLOO ADD |
| Legal Lot Number | 12,14 |
| Legal Unit | 1,12 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-362-0010-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UNION HM MTG |
| Jan 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Deed Doc Number | 201723143 |
| Prior Transfer Date | Jan 13, 2017 |
| Prior Transfer Doc | 004792/799 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 945 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 945 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 5313792 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 5313/792 |
| Instrument | 2021003332 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 27, 2017 |
| Property Address | 945 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 0048740003 |
| Book / Page | 004874 / 000003 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 S CARNEY DR #6 ST CLAIR MI 480795532, 6, ST CLAIR, MI 48079-5532 |
| Document Number | 48740004 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 004874/000004 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44136 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 23, 2017 |
| Property Address | 945 WATERLOO ST, SAINT CLAIR, MI 48079-5463 |
| Document Number | 0047920799 |
| Book / Page | 004792 / 000799 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 4792 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 945 WATERLOO ST ST CLAIR MI 480795463, ST CLAIR, MI 48079-5463 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 (-7.98%) Homeowner's exemption | $113,900 (+16.82%) | |
| 2024 | $3,095.00 (+8.07%) | $227,800 (+16.82%) | |
| 2023 | $97,500 | ||
| 2022 | $2,864.00 | $195,000 |
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