948 Tierra Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 948 Tierra Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,831 sqft · built 2023
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$534,700 (May 2023)
Tax Bill	$5,687 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-4301-0000-0160`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-4301-0000-0160`
Alternative APN	`1798834`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,831 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	948 TIERRA DR
City	SPRING HILL
State	FL
Zip	34609-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITING ESTATES LOT 16
Legal Subdivision	WHITING ESTATES
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

948 Tierra Dr is owned and occupied by an individual who bought it in May 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	948 TIERRA DR, SPRING HILL, FL 34609-6619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 5, 2022	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2023027464
Deed Book / Page	4295 / 48
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2023
Property Address	948 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0042950048
Book / Page	4295 / 48
Map Reference	MB 44 PG 29-32
Instrument Date	Apr 27, 2023
Instrument	2023027464
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,742.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 TIERRA DRIVE, SPRING HILL, FL 34609-6619

Mortgage

Document Number	2023027465
Date	May 8, 2023
Instrument	2023027465

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2022
Property Address	948 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0042260424
Book / Page	4226 / 424
Map Reference	MB 44 PG 29-32
Instrument Date	Sep 30, 2022
Instrument	2022072915
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 SHERMAN AVE, EVANSTON, IL 60201-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 948 Tierra Dr was $5,687 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,687.00 Additional exemption filed	$437,833 Land $82,176 Building $355,657	$437,833 Land $82,176 Building $355,657
2023		$51,360 (+25%)
2022	$780.00	$41,088 Land $41,088	$51,360 Land $51,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 948 Tierra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Tierra Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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