932 Tierra Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 932 Tierra Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,131 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$566,700 (Nov 2023)
Tax Bill	$7,705 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-4301-0000-0150`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-4301-0000-0150`
Alternative APN	`1798825`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,131 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	932 TIERRA DR
City	SPRING HILL
State	FL
Zip	34609-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITING ESTATES LOT 15
Legal Subdivision	WHITING ESTATES
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	932 TIERRA DR, SPRING HILL, FL 34609-6619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC
Nov 30, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC
Jun 14, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	2023075486
Deed Book / Page	4368 / 1920
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	932 TIERRA DR, SPRING HILL, FL 34609-6619
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 TIERRA DR, SPRING HILL, FL 34609-6619

Mortgage

Document Number	0046240563
Date	Oct 20, 2025
Book Page	4624/563
Instrument	2025072944

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 30, 2023
Property Address	932 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0043681920
Book / Page	4368 / 1920
Map Reference	MB 44 PG 29-32
Instrument Date	Nov 20, 2023
Instrument	2023075486
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,966.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 TIERRA DR, SPRING HILL, FL 34609-6619

Mortgage

Document Number	0043681922
Date	Nov 30, 2023
Instrument	4368/1922

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 14, 2023
Property Address	932 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0043071557
Book / Page	4307 / 1557
Map Reference	MB 44 PG 29-32
Instrument Date	May 30, 2023
Instrument	2023035827
Transaction Type	Construction Loan
Record Updated	Feb 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 SHERMAN AVE STE 215, 215, EVANSTON, IL 60201-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 COCONUT PALM DR, TAMPA, FL 33619-1303
Investor	Possibly a Property Investor

Mortgage

Document Number	0043071560
Date	Jun 14, 2023
Instrument	4307/1560

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$501,854 (+1,333.62%) Land $63,648 Building $438,206	$501,854 (+1,161.57%) Land $63,648 Building $438,206
2024	$7,705.00 (+1,273.44%)
2023		$35,006 (+1%)
2022	$561.00	$31,824 Land $31,824	$39,780 Land $39,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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