902 Tierra Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 902 Tierra Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,793 sqft · built 2024
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,000 (Nov 2024)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jun 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`R27-223-18-4301-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`R27-223-18-4301-0000-0130`
Alternative APNs	`01798807` `1798807`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
Gross Area	3,705 sqft
1st Floor Area	2,793 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	611 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	01798807
Street Address	902 TIERRA DR
City	SPRING HILL
State	FL
Zip	34609-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITING ESTATES LOT 13
Legal Subdivision	WHITING ESTATES
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

Source: Hernando County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 TIERRA DR, SPRING HILL, FL 34609-6619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 10, 2024	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	202470400
Deed Book / Page	4491 / 903
Record Updated	Sep 20, 2026

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2024
Property Address	902 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0044910903
Book / Page	4491 / 903
Map Reference	MB 44 PG 29-32
Instrument Date	Nov 7, 2024
Instrument	2024070400
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 TIERRA DR, SPRING HILL, FL 34609-6619

Mortgage

Document Number	0004491905
Date	Nov 12, 2024
Instrument	4491/905

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

June 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 10, 2024
Property Address	902 TIERRA DR, SPRING HILL, FL 34609-6619
Document Number	0044311915
Book / Page	4431 / 1915
Instrument Date	May 28, 2024
Instrument	2024034254
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 SHERMAN AVE, EVANSTON, IL 60201-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00 (+578.25%)	$258,538 (+638.55%)	$515,834 (+1,196.72%) Land $63,648 Building $452,186
2023		$35,006
2022	$561.00		$39,780 Land $39,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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