948 S Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 948 S Main St, Lapeer, MI 48446

Property Summary

Property Type	State-Assessed Property
Details	4,345 sqft · built 2007
Lot Size	1.74 acres (76,143 sqft)
Owner	Company Name on Record
Tax Bill	$18,938 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L20-95-500-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-95-500-040-00`

Interior

Stories	1 Story
Building Area	4,345 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	76,143 sqft (1.74 acres)
Lot Dimensions	435 ft deep x 175 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	948 S MAIN ST
City	LAPEER
State	MI
Zip	48446-2492
Property Category	Commercial
Property Type	Commercial > Retail > State-Assessed Property
Local Zoning Code	B2 GEN
Legal Description	CITY OF LAPEER T7N, R10E, PARTS OF NE 1/4 SEC 7 & NW 1/4 SEC 8; COM ON WLY LN OF HWY M-24 N89*12'E 123.18 FT ALG E-W 1/4 LN &
Legal Range	10E
Legal Township	07N
Legal Section	07
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	4
Census Block	4007
Census Tract	337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 850, AURORA, OH 44202-0850
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2001
Deed Sale	Jan 1, 2001
Deed Document Number	20011
Last Transfer Date	Nov 29, 2011
Transfer Doc	0025340818
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	948 S MAIN ST, LAPEER, MI 48446-2492
Document Number	0030420659
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 HAINES RD LAPEER MI 484468704, LAPEER, MI 48446-8704

Mortgage

Document Number	0030420659
Date	Aug 21, 2019
Book Page	003042/000659

Lender

Name	PNC BK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,800 (+6.12%)	$1,105,600 (+6.12%)
2025	$18,938.00 (+14.4%)	$520,900 (+12.12%)	$1,041,800 (+12.12%)
2023		$464,600	$929,200
2022	$16,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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