Lapeer County property record for 920 S Main St, Lapeer, MI 48446
| Property Type | Commercial |
|---|---|
| Details | built 1988 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on File |
| Last Sale | $720,000 (Aug 2004) |
| Tax Bill | $12,715 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L20-95-504-040-00 |
| Primary APN | L20-95-504-040-00 |
|---|
| Stories | 1 Story |
|---|---|
| Flooring | Carpet |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 187 ft deep x 120 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 920 S MAIN ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2492 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 GEN |
| Legal Description | CITY OF LAPEER T7N, R10E, SEC 7 & 8, COM N15*30'E 636 FT ALG W LN OF HWY M-24 FRM E-W 1/4 LN, TH N15*30'E ALG SD HWY 119 FT; |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 07 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 337000 |
920 S Main St, a commercial property, is owned by a company that bought it in August 2004.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1115, BAY CITY, MI 48706-0115 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2004 · Amount on File |
| Deed Sale | Aug 3, 2004 · Amount on File |
| Prior Sale | Nov 12, 1997 · Amount on File |
| Deed Document Number | 20041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 27, 2026 |
| Property Address | 920 S MAIN ST, LAPEER, MI 48446-2492 |
| Document Number | 0035220328 |
| Book / Page | 3522 / 328 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 3604 WILDER RD, BAY CITY, MI 48706-2126 |
| Document Number | 3522000328, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 3522/328 |
| Name | INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 920 S Main St was $12,715.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,000 (+9.44%) | $624,000 (+9.44%) | |
| 2025 | $12,715.00 | $285,100 | $570,200 |
| 2023 | $249,600 | $499,200 | |
| 2022 | $11,114.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 920 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 920 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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