895 S Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 895 S Main St, Lapeer, MI 48446

Property Summary

Property Type	Commercial
Details	1,786 sqft · built 1969
Lot Size	2.82 acres (123,101 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jul 2006)
Tax Bill	$23,122 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-98-500-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-98-500-040-00`

Interior

Stories	1 Story
Building Area	1,786 sqft Total Area
1st Floor Area	1,786 sqft
Basement Area	1,786 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	123,101 sqft (2.82 acres)
Lot Dimensions	836 ft deep x 150 ft wide
Garage Area	363 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	895 S MAIN ST
City	LAPEER
State	MI
Zip	48446-3044
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2 GEN
Legal Description	CITY OF LAPEER T7N, R10E, SEC 8 COM N 230' W 2 88.4 FT FRM SE COR OF SW 1/4 OF NW 1/4, TH S8855'W 745.4 FT, TH N84* W 297
Legal Range	10E
Legal Township	07N
Legal Section	08
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1030
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	895 S MAIN ST, LAPEER, MI 48446-3044
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Deed of Trust, Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2006 · Amount on Record
Deed Sale	Jul 21, 2006 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	20061
Last Transfer Date	Jul 31, 2023
Transfer Doc	0033780922
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 1, 2023
Property Address	895 S MAIN ST, LAPEER, MI 48446-3044
Document Number	0033780922
Book / Page	3378 / 922
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4129 HOLIDAY DR, FLINT, MI 48507-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12219 N SAGINAW RD, CLIO, MI 48420-1073

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	895 S MAIN ST, LAPEER, MI 48446-3044
Document Number	0029690053
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	895 S MAIN ST LAPEER MI 484463044, LAPEER, MI 48446-3044

Mortgage

Document Number	0029690053
Date	Jul 2, 2018
Book Page	002969/000053

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,800 (+7.32%)	$1,577,600 (+7.32%)
2025	$23,122.00 (+14.4%)	$735,000 (+15.78%)	$1,470,000 (+15.78%)
2023		$634,800	$1,269,600
2022	$20,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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