930 Oak Terrace Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 930 Oak Terrace Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1983
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2026)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-451-013-000`

Property Details

APN / Parcel Number

Primary APN	`050-451-013-000`
Alternative APNs	`05045113100` `0504511310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Terrain	Combination
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,816 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	930 OAK TERRACE RD
City	PLACERVILLE
State	CA
Zip	95667-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 33 NORTH RIDGE 2
Legal Subdivision	NORTH RIDGE 2
Legal Lot Number	33
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2012
Census Tract	31100

Owner

930 Oak Terrace Rd is owned and occupied by an individual who bought it in June 2026.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Jul 13, 2011 · Amount on File
Deed Document Number	202620797
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000013974
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 24, 2026
Property Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000020797
Instrument Date	May 28, 2026
Instrument	202620797
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000020798,
Date	Jun 24, 2026
Instrument	202620798

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000020799,
Date	Jun 24, 2026
Instrument	202620799

Lender

Name	GOLDEN STATE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000017013
Date	Mar 10, 2021
Instrument	2021-0017013

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 26, 2020
Property Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000013974
Map Reference	MB C PG 90
Instrument Date	Mar 19, 2020
Instrument	2020-0013974
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000013975
Date	Mar 26, 2020
Instrument	2020-0013975

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 9, 2019
Property Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000031900
Instrument Date	Aug 5, 2019
Instrument	31900
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	930 OAK TERRACE RD PLACERVILLE CA 956673425, PLACERVILLE, CA 95667-3425

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	930 OAK TERRACE RD, PLACERVILLE, CA 95667-3425
Document Number	0000001215
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 OAK TERRACE RD PLACERVILLE CA 956673425, PLACERVILLE, CA 95667-3425

Mortgage

Document Number	0000001215
Date	Jan 14, 2019
Instrument	1215

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 930 Oak Terrace Rd was $3,703, up 2.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$363,376 (+2%) Land $96,080 Building $267,296
2025	$3,703.00 (+2.21%) Homeowner's exemption	$356,252 Land $94,197 Building $262,055
2024	$3,623.00 (+1.2%)
2023	$3,580.00 (+1.47%) Homeowner's exemption	$342,420 Land $90,540 Building $251,880
2022	$3,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 930 Oak Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 Oak Terrace Rd is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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