9478 Emerald Grove Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 9478 Emerald Grove Ave, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,068 sqft · built 1957
Lot Size	0.399 acres (17,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2016)
Tax Bill	$7,251 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`382-110-38-00`

Property Details

APN / Parcel Number

Primary APN	`382-110-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	17,376 sqft (0.399 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9478 EMERALD GROVE AVE
City	LAKESIDE
State	CA
Zip	92040-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 53 & 60 POR TR 001683
Legal Subdivision	RIVERVIEW FARMS
Legal Tract	001683
Legal Block	2
Legal Lot Number	53,60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage ANCHOR FUNDING INC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Feb 7, 2002 · Amount on Record
Deed Document Number	2016313012
Prior Transfer Date	Feb 8, 2006
Prior Transfer Doc	0000313011
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745

Mortgage

Document Number	0000117357
Date	May 5, 2023
Instrument	2023-0117357

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745

Mortgage

Document Number	0000657958
Date	Sep 16, 2021
Instrument	2021-0657958

Lender

Name	UMPQUA BANK
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745

Mortgage

Document Number	0000577174
Date	Aug 12, 2021
Instrument	2021-0577174

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480955
Date	Oct 17, 2017
Instrument	2017-0480955

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153118
Date	Apr 26, 2019
Instrument	2019-0153118

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549160
Date	Nov 25, 2019
Instrument	2019-0549160

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9478 EMERALD GROVE AVE, LAKESIDE, CA 92040-3745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396190
Date	Jul 22, 2020
Instrument	2020-0396190

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,801 (+2%) Land $227,930 Building $387,871
2025	$7,251.00 (+5.35%) Homeowner's exemption	$603,727 (+4.04%) Land $223,461 Building $380,266
2023	$6,883.00 (+1.56%) Homeowner's exemption	$580,285 Land $214,785 Building $365,500
2022	$6,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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