Schenectady County and Schenectady City property record for 938 Francis Ave, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,562 sqft · built 1900 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,500 (May 2002) |
| Tax Bill | $5,093 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-3-8 |
| Primary APN | 421500 49.47-3-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 874 sqft |
| 2nd Floor Area | 688 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 334 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 938 FRANCIS AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records · APN 421500 49.47-3-8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 938 FRANCIS AVE, SCHENECTADY, NY 12303-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2002 · Amount on Record |
| Deed Sale | May 06, 2002 · Amount on Record |
| Prior Sale | Jun 11, 2001 · Amount on Record |
| Deed Book / Page | 1623 / 458 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 938 FRANCIS AVE, SCHENECTADY, NY 12303-1150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010886 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 4824/361 |
| Instrument | 201810886 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,093.00 (+9.83%) | $100,000 (-) Land $15,000 Building $85,000 | $165,590 (+30.82%) Land $24,838 Building $140,752 |
| 2023 | $100,000 (-) Land $15,000 Building $85,000 | $126,582 (+3.8%) Land $18,987 Building $107,595 | |
| 2022 | $100,000 Land $15,000 Building $85,000 | $121,951 Land $18,293 Building $103,658 | |
| 2021 | $4,637.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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