947 E Henry St, Charlotte, MI 48813 Property Records

Eaton County property record for 947 E Henry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,463 sqft · built 1875
Lot Size	4.41 acres (192,100 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2021)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20001840008000`

Property Details

APN / Parcel Number

Primary APN	`20001840008000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,463 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Lot Area	192,100 sqft (4.41 acres)
Lot Dimensions	638 ft deep x 305 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	947 E HENRY ST
City	CHARLOTTE
State	MI
Zip	48813-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM ON E&W 1/4 LINE 80 1/2 RODS W OF E 1/4 POST, W 18 1/2 RODS, S TO N LINE OF E. HENRY ST, E 18 1/2 RODS, N TO BEG. SEC. 18, T2N,R4W. CITY OF CHARLOTTE
Legal Range	04W
Legal Township	02N
Legal Section	18
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4005
Census Tract	20901

Owner

947 E Henry St is owned and occupied by an individual who bought it in August 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	947 E HENRY ST, CHARLOTTE, MI 48813-1666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Dec 6, 2011 · Amount on File
Deed Book / Page	2951 / 793
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	02269/0719
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 30, 2021
Property Address	947 E HENRY ST, CHARLOTTE, MI 48813-1666
Document Number	002951/793
Book / Page	2951 / 793
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 E HENRY ST, 947, CHARLOTTE, MI 48813-1666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2353 HARTEL RD, CHARLOTTE, MI 48813-8328

Mortgage

Document Number	0002951795
Date	Aug 30, 2021
Instrument	2951/795

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 947 E Henry St was $4,496 with a homeowner's exemption, up 1.6% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,100 (+3.03%)	$165,247 (-) Land $67,523 Building $97,724
2025	$4,496.00 (+1.58%) Homeowner's exemption	$82,600	$165,247 Land $67,523 Building $97,724
2024	$4,426.00
2023		$61,500	$123,000
2022	$2,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 947 E Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 947 E Henry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20