Eaton County property record for 946 E Henry St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1940 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2026) |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20001840012000 |
| Primary APN | 20001840012000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 175 ft deep x 175 ft wide |
| Garage Area | 720 sqft |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 946 E HENRY ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | COM IN CENTER E HENRY ST 360 FT E OF MI CENTRAL R.R.R/W, E TO CITY LIMITS AT 1/8 LINE, S TO R.R.R/W ,NWLY ALONG R.R. TO POINT DIRECTLY S OF BEG, N TO BEG. SEC.18, T2N,R4W, CITY OF CHARLOTTE |
| Legal Range | 04W |
| Legal Township | 02N |
| Legal Section | 18 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20901 |
946 E Henry St is owned and occupied by an individual who bought it in September 2026.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 QUARTERLINE ST, PORTLAND, MI 48875-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE |
| Dec 27, 2021 | Intrafamily Transfer, Transfer |
| Sep 30, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Deed Document Number | 20263954 |
| Deed Book / Page | 3211 / 1032 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 02485/1077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 946 E HENRY ST, CHARLOTTE, MI 48813-1667 |
| Document Number | 0000003954 |
| Book / Page | 3211 / 1032 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20263954 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,319.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 QUARTERLINE ST, PORTLAND, MI 48875-1164 |
| Document Number | 0000003955, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20263955 |
| Name | STANDARD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000003956, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 3211/1057 |
| Instrument | 20263956 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Dec 27, 2021 |
| Property Address | 946 E HENRY ST, CHARLOTTE, MI 48813-1667 |
| Document Number | 002977/374 |
| Book / Page | 2977 / 374 |
| Instrument Date | Dec 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 946 E HENRY ST, 946, CHARLOTTE, MI 48813-1667 |
| Name | Verified Name |
|---|---|
| Address | 946 E HENRY ST, CHARLOTTE, MI 48813-1667 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 30, 2020 |
| Property Address | 946 E HENRY ST, CHARLOTTE, MI 48813-1667 |
| Document Number | 2872/551 |
| Book / Page | 2872 / 551 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4550 S CHOCH RAN R D, 4550, CHARLOTTE, MI 48813 |
| Name | Verified Name |
|---|---|
| Address | 946 E HENRY ST, CHARLOTTE, MI 48813-1667 |
The 2025 property tax bill for 946 E Henry St was $2,490 with a homeowner's exemption, up 0.6% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,700 (+2.41%) | $124,468 (-) Land $49,946 Building $74,522 | |
| 2025 | $2,490.00 (+0.57%) Homeowner's exemption | $62,200 | $124,468 Land $49,946 Building $74,522 |
| 2024 | $2,476.00 | ||
| 2023 | $55,600 | $111,200 | |
| 2022 | $1,296.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 946 E Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 946 E Henry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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