9465 Helena Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9465 Helena Dr, Saint Cloud, FL 34773

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,508 sqft · built 2002
Lot Size0.923 acres (40,249 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2020)
Tax Bill$1,884 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN107159

Property Details

APN / Parcel Number

Primary APN107159
Alternative APN
  • 182733272000011640

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,508 sqft Heated Area
Gross Area1,656 sqft
1st Floor Area1,508 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area40,249 sqft (0.923 acres)

Exterior Amenities

PorchFinished/Screened Porch
Porch Area148 sqft
Shed1 Shed
Shed Area99 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number107159
Street Address9465 HELENA DR
CitySAINT CLOUD
StateFL
Zip34773-9605
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOAC
Legal DescriptionCANAVERAL ACRES NO 2 PB 2 PG 018 LOT 164
Legal Range33E
Legal Township27S
Legal Section18
Legal SubdivisionCANAVERAL ACRES UN2
Legal Tract164
Legal Block1
Legal Lot Number164
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3018
Census Tract43802

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9465 HELENA DR, SAINT CLOUD, FL 34773-9605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Mar 25, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2020 · Amount on Record
Deed SaleMar 25, 2020 · Amount on Record
Prior SaleMay 30, 2006 · Amount on Record
Deed Document Number2020041898
Deed Book / Page5697 / 1026
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address9465 HELENA DR, SAINT CLOUD, FL 34773-9605
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address9465 HELENA DR, SAINT CLOUD, FL 34773-9605

Mortgage

Document Number0065512616
DateFeb 20, 2024
Book Page6551/2616
Instrument2024021714
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueApr 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2020
Property Address9465 HELENA DR, SAINT CLOUD, FL 34773-9605
Document Number0056971026
Book / Page5697 / 1026
Map ReferenceMB 2 PG 17&18
Instrument DateMar 23, 2020
Instrument2020041898
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyFIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 701877, SAINT CLOUD, FL 34770-1877

Transferred To (Grantee/Buyer)

NameVerified Name
Address9465 HELENA DR, SAINT CLOUD, FL 34773-9605

Mortgage

Document Number0056971027
DateMar 25, 2020
Instrument5697/1027
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,884.00 (+9.98%) Homeowner's exemption$125,708 (+5.99%)$192,600 (+5.13%) Land $50,000 Building $142,600
2023$1,713.00 (+5.61%) Homeowner's exemption$118,608 (+3%)$183,200 (+41.25%) Land $45,000 Building $138,200
2022$1,622.00 Homeowner's exemption$115,154$129,700 Land $31,500 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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