Osceola County property record for 9420 Helena Dr, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 2022 |
| Lot Size | 0.923 acres (40,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,900 (Oct 2022) |
| Tax Bill | $4,957 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 107148 |
| Primary APN | 107148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,732 sqft Heated Area |
| Gross Area | 2,420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.923 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107148 |
|---|---|
| Street Address | 9420 HELENA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 018 LOT 152 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 152 |
| Legal Block | 1 |
| Legal Lot Number | 152 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 43802 |
Source: Osceola County records · APN 107148
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9420 HELENA DR, SAINT CLOUD, FL 34773-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 09, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jul 09, 2021 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 2022159267 |
| Deed Book / Page | 6307 / 1191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 28, 2022 |
| Property Address | 9420 HELENA DR, SAINT CLOUD, FL 34773-9606 |
| Document Number | 0063071191 |
| Book / Page | 6307 / 1191 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022159267 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,939.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9280 LUNA DR, SAINT CLOUD, FL 34773-9672 |
| Name | Verified Name |
|---|---|
| Address | 6251 OAK SHORE DR, SAINT CLOUD, FL 34771-8686 |
| Document Number | 0063071193 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 6307/1193 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 09, 2021 |
| Property Address | 9420 HELENA DR, SAINT CLOUD, FL 34773-9606 |
| Document Number | 0059981813 |
| Book / Page | 5998 / 1813 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2021106715 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1424 KAUAI ST, WEST COVINA, CA 91792-1458 |
| Name | Verified Name |
|---|---|
| Address | 9280 LUNA DR, SAINT CLOUD, FL 34773-9672 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 09, 2021 |
| Property Address | 9420 HELENA DR, SAINT CLOUD, FL 34773-9606 |
| Document Number | 0059981807 |
| Book / Page | 5998 / 1807 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021106712 |
| Record Updated | Jan 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 7866 WATERFALL CIR, HUNTINGTON BEACH, CA 92648-5470 |
| Name | Verified Name |
|---|---|
| Address | 1424 KAUAI ST, WEST COVINA, CA 91792-1458 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,957.00 (-10.7%) Homeowner's exemption | $348,316 (-11.68%) | $350,800 (-11.05%) Land $42,500 Building $308,300 |
| 2023 | $5,551.00 (+6,207.95%) Homeowner's exemption | $394,400 (+6,160.32%) Land $31,500 Building $362,900 | $394,400 (+6,160.32%) Land $31,500 Building $362,900 |
| 2022 | $88.00 | $6,300 Land $6,300 | $6,300 Land $6,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 82 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force 79 of 82 on primary residences |
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 88 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures